Decree No. 91 / 2006 Coll.
Order implementing the Payment Act
Valid
Effective from 20.03.2006
Contents
91
DECLARATION
of 27 February 2006
implementing the Law on payment
Pursuant to Section 18d (3) of Act No. 124 / 2002 Coll., on transfers of funds, electronic means of payment and payment systems (Law on payment), as amended by Act No. 257 / 2004 Coll. and Act No. 62 / 2006 Coll.:
SUBJECT MATTER OF THE ADJUSTMENT
This decree regulates
(a) details of the application for an electronic money institution licence (hereinafter referred to as "licence");
(b) the formalities for requesting the approval of the Czech National Bank to acquire or increase qualifying participation in an electronic money institution;
(c) the particulars of the request for approval of the person entering into the control agreement with the electronic money institution or the person performing the legal act aimed at controlling the electronic money institution; and
(d) the particulars of the notification of a reduction of the qualifying participation in an electronic money institution or of the disposal of a controlling person against an electronic money institution.
APPLICATION FOR LICENCE
Forms of licence application submitted by a company established to act as electronic money institutions
(1) The licence application submitted on behalf of a company set up for the purpose of acting as an electronic money institution (the "established electronic money institution") consists of:
(a) the essential information set out in Annex 1 to this order,
(b) the concepts and principles of the activities of the established electronic money institution referred to in paragraph 2;
(c) paper documents and documents referred to in paragraph 3;
(d) paper documents and documents relating to persons proposed to be head of staff of an electronic money institution (Section 5).
(2) The concepts and principles of the activities of the established electronic money institution include:
(a) the strategic objective of developing an electronic money institution in particular in relation to the proposed business plan;
(b) the business plan established by the electronic money institution for the first three years, mutatis mutandis, to the extent of the financial statements according to the special regulation1),
(c) a commentary on the various items of the business plan referred to in point (b), which shall in particular contain the basic bases on which the business plan is based;
(d) a description of the technical security of the various activities and the estimated number of employees who will provide the planned activities of the established electronic money institution; technical security means, in particular, the corresponding computer system, information system, accounting system and statistical accounting systems;
(e) a commentary on the structure and organisation of the established electronic money institution, which shall include the subject matter of the activities of the various departments, their links to other departments and the competences and powers of the various departments;
(f) the principles of the internal management and control system of the established electronic money institution, including the risk management system.
(3) The paper documents and documents are:
(a) the founding agreement or instrument of the established electronic money institution and its statutes (2);
(b) extracts from the commercial register of persons with qualified participation (3) based on an electronic money institution; a legal person who is not registered shall submit a document proving its existence and the natural person who is not registered in the commercial register shall submit appropriate business authorisations; a foreign legal person or a foreign natural person4) shall present a document of a similar nature; the extract from the Commercial Register or a document of a similar nature shall not be more than 1 month old and shall correspond to the actual situation at the date of submission of the application;
(c) proof of the origin of the article of deposit (5) in the capital and proof of the origin of any other financial resources set up by the electronic money institution;
(d) the annual reports and accounts of persons with qualifying holdings based on an electronic money institution for the past 3 years or for the period during which they operate if that period is less than 3 years; where that person is part of a consolidation unit, also consolidated financial statements for the same period; where, under a special law, the accounts of a legal entity are to be audited (6), the accounts shall be presented as verified by the auditor; a foreign legal person or an operating foreign natural person4) shall submit documents to them on an equal footing;
(e) a description of the structure of the group with close links (7) to which the established electronic money institution belongs, including a communication as to whether the legal order and the method of its application in the State in whose territory the group has close links does not obstruct the exercise of the supervision of the Czech National Bank (8); the entities belonging to the group of close links shall be identified by the business firm or name, identification number or date of origin and place of establishment or place of business, if they are a legal person or an undertaking natural person, or the name and surname, date of birth and address of the place of permanent residence, if they are a natural person, as well as a description of the method of interconnection of the group with close links and the subject matter of the activities of each group person with close links;
(f) an extract from the record of a criminal record not older than 1 month of the natural person who:
1. a person with a qualifying holding based on an electronic money institution; or
2. A statutory body or a member of a statutory body of a legal person who is a person with a qualifying holding on an established electronic money institution;
a person who is a national of the Czech Republic, who has been continuously present for more than 6 months in another State for the last 3 years, shall also submit a similar extract from the criminal record of that State not earlier than 3 months; a foreign natural person shall also submit a similar document not more than 3 months old, issued by the State of which he is a citizen, as well as by the States in which he has remained continuously over the last 3 years for more than 6 months. Where the acquisition of such a document would be accompanied by disproportionate time entitlements or financial costs, the person concerned may submit a declaration to replace that document,
(g) a chronological breakdown of all employment, business activities and other self-employment activities carried out, including an indication of the membership of a natural person with a qualifying holding based on an electronic money institution in the authorities of other companies;
(h) the written opinion of the authority which exercises supervision in the country of its registered office over a person with a qualifying holding based on an electronic money institution, on the intention of that person to participate in the business of the electronic money institution in the Czech Republic, if such supervision is exercised in the country of its registered office;
(i) a statement by the applicant and a person qualified to participate in an electronic money institution that all the data and documents submitted by them are up to date, complete and true;
(j) evidence of compliance with the requirement of the law on payment to capital 9) of the established electronic money institution.
(4) The basic information referred to in paragraph 1 (a) set out in Tables 1 to 3 of Annex No 1 to this Decree and the concept and principles of the activities of the established electronic money institution referred to in paragraph 1 (a). (b) they shall be submitted collectively to an electronic money institution.
(5) Where a person with a share in the capital of an established electronic money institution of less than 10% or with a share in a established electronic money institution of less than 10% acts in agreement with another person who has a share in the capital or voting rights of an established electronic money institution and the sum of their shares reaches or exceeds the qualifying participation in an established electronic money institution, each of those persons acting in agreement shall submit the same documents as the person with a qualified participation in the established electronic money institution.
Forms of licence application submitted by the company already established
Where an applicant for a licence is an established public limited-liability company which intends to operate as an electronic money institution, the documents and documents referred to in Article 2 shall be submitted, provided that, in addition to the documents and documents referred to in Article 2 (3), the applicant further substantiates:
(a) a copy of the resolutions of all the general meetings of the applicant, at which a change in the applicant's subject matter to the activity of the electronic money institution has been discussed, including the relevant amendment of the statutes;
(b) an extract from the applicant's commercial register;
(c) the applicant's annual reports and accounts for the 3 financial years elapsed or for the period during which the applicant operates, if that period is less than 3 financial years; where the applicant is part of a consolidation unit, also consolidated financial statements for the same period; where the applicant's financial statements are to be verified by an auditor under specific legislation, the financial statements shall be presented by the auditor.
Head of the electronic money institution
(1) The professional competence, credibility and experience of a person proposed as head of an electronic money institution (hereinafter referred to as "the person proposed to lead") shall be evidenced by the documents and documents referred to in paragraph 2 by the applicant.
(2) The paper documents and documents are:
(a) an extract from the register of punishments not earlier than 1 month of the person proposed to lead; a person who is a national of the Czech Republic, who has been continuously present for more than 6 months in another State for the last 3 years, shall also submit a similar extract from the criminal record of that State not earlier than 3 months; a foreign natural person shall submit a similar document no more than 3 months old, issued by the State of which he is a citizen, as well as by the States in which he has remained continuously over the last 3 years for more than 6 months. Should the acquisition of such a document be linked to disproportionate time entitlements or financial costs, the person proposed to lead may submit a declaration to replace that document,
(b) a professional biography indicating all employment, business activities, other self-employed activities, membership of professional associations and membership of bodies of other companies, including those already completed; where the person proposed to lead the management has held a leading role, indicate in all cases the scope of the powers and responsibilities conferred on him and the size of the collective managed by him;
(c) documents, or copies thereof, officially certified, which may attest to the competence of the person proposed to lead and to the education obtained by the person proposed to lead,
(d) the concise conception of the performance of the duties to which the person proposed to lead is proposed;
(e) the questionnaire provided for in Annex 2 to this Order,
(f) other documents and data submitted by the person proposed to lead by confirming, in addition to the required paper documents, his / her competence, credibility or experience, such as references or work reports from the last employment;
(g) a statement by the person proposed to the management that all the particulars and documents submitted to him are up to date, complete and true.
REQUESTS FOR A CONFORMITY WITH THE ACCESS OR EXTENSION OF THE QUALIFIED PARTICIPATION, FOR A CONFORMITY WITH PERSONAL INSTALLATION DETERMINING THE CONTRACTING TREATY OR IMPLEMENTING ANOTHER ACT FOR THE MANAGEMENT OF THE INSTITUTION OF ELECTRONIC MONEY AND FOR THE NOTIFICATION OF THE REDUCTION OF THE QUALIFICATED PARTICIPATION OR FOR THE EXAMINATION OF THE EXAMINATION OF ELECTRONIC MONEY
Forms of a request by a natural person to agree to acquire or increase a qualifying participation in an electronic money institution
(1) If the applicant is a natural person to agree to acquire or increase a qualifying participation in an electronic money institution, the application shall consist of:
(a) the basic information set out in Annex 3 to this order,
(b) the development concept referred to in paragraph 2;
(c) paper documents and documents referred to in paragraph 3.
(2) The development concept shall include a strategic intention to develop the activity of an electronic money institution, which shall be presented in the intention to acquire or increase a qualifying participation in an electronic money institution to at least 33% of the capital or voting rights, or if the electronic money institution, as a result of the acquisition or increase of a qualifying holding, becomes a controlled person in relation to the applicant or persons acting in agreement with him, and the applicant's intentions concerning the staffing of the management staff and statutory body of the electronic money institution.
(3) The paper documents and documents are:
(a) an extract from the register of the applicant's criminal record not earlier than 1 month; a person who is a national of the Czech Republic, who has been continuously present for more than 6 months in another State for the last 3 years, shall also submit a similar extract from the criminal record of that State not earlier than 3 months; a foreign natural person shall submit a similar document no more than 3 months old, issued by the State of which he is a citizen, as well as by the States in which he has remained continuously over the last 3 years for more than 6 months. Should the acquisition of such a document be linked to disproportionate time entitlements or financial costs, the applicant may submit a declaration to replace that document,
(b) evidence of the origin of the applicant's funds from which the acquisition or increase of qualifying holdings in an electronic money institution is covered;
(c) a chronologically arranged list of all applicants for employment, indicating the position they hold, the applicant's business activities, the applicant's other self-employed activities and the applicant's membership in the authorities of other companies, including those already completed;
(d) a description of the relationship between the applicant and the electronic money institution in which the applicant intends to take a qualified participation and the relationship of the applicant to persons with a special relationship (11) with that electronic money institution;
(e) a description of the structure of the group with close links (7) with the electronic money institution of which the applicant is part, including a communication as to whether the legal order and the method of its application in the State in whose territory the group has close links does not obstruct the exercise of the supervision of the Czech National Bank (8); the entities belonging to a group with close links shall be identified by the business firm or name, identification number or date of establishment and the place of establishment or place of business, if they are a legal person or an undertaking natural person, or the name and surname, date of birth and address of the place of permanent residence, if they are a natural person, and a description of the way in which that group is connected and the content of the activities of each group person with close links;
(f) a statement by the applicant that all the particulars and documents submitted by him are up to date, complete and true.
Forms of the application of a legal person or an undertaking to consent to the acquisition or increase of a qualifying participation in an electronic money institution
(1) Where the applicant is a legal person or an undertaking natural person to consent to the acquisition or increase of a qualifying participation in an electronic money institution, the application shall consist of:
(a) the basic information set out in Annex 3 to this order,
(b) the development concept referred to in paragraph 2;
(c) paper documents and documents referred to in paragraph 3.
(2) The development concept shall include a strategic intention to develop the activity of an electronic money institution, which shall be presented in the intention to acquire or increase a qualifying participation in an electronic money institution to at least 33% of the capital or voting rights, or if the electronic money institution, as a result of the acquisition or increase of a qualifying holding, becomes a controlled person in relation to the applicant or persons acting in agreement with him, and the applicant's intentions concerning the staffing of the management staff and statutory body of the electronic money institution.
(3) The paper documents and documents are:
(a) an extract of the applicant from the commercial register; a legal person who is not registered shall submit a document proving its existence and the natural person who is not registered in the commercial register shall submit appropriate business authorisations; a foreign legal person or a foreign natural person4) shall present a document of a similar nature; the extract from the Commercial Register or a document of a similar nature shall not be more than 1 month old and shall correspond to the actual situation at the date of submission of the application;
(b) the written opinion of the supervisory authority of the applicant in the country of his registered office on the applicant's intention to acquire or increase qualified participation in an electronic money institution, where the applicant is the person to whom such supervision is exercised in the country of his registered office;
(c) evidence of the origin of the applicant's funds from which the acquisition or increase of qualifying holdings in an electronic money institution is covered;
(d) the applicant's annual reports and accounts for the previous 3 years or for the period during which he carries on business if that period is less than 3 years; where the applicant is part of a consolidation unit, also consolidated financial statements for the same period; where, under a special law, the accounts of a legal entity are to be audited (6), the accounts shall be presented as verified by the auditor; a foreign legal person or an operating foreign natural person4) shall submit documents to them on an equal footing;
(e) a description of the structure of the group with close links (7) with the electronic money institution of which the applicant is part, including a communication as to whether the legal order and the method of its application in the State in whose territory the group has close links does not obstruct the exercise of the supervision of the Czech National Bank (8); the entities belonging to a group with close links shall be identified by the business firm or name, identification number or date of establishment and the place of establishment or place of business, if they are a legal person or an undertaking natural person, or the name and surname, date of birth and address of the place of permanent residence, if they are a natural person, and a description of the way in which that group is connected and the content of the activities of each group person with close links;
(f) extracts from the record of the Register of Penalties not earlier than 1 month of the applicant's senior staff as set out in Table 4 B. of Annex 3 thereto; a person who is a national of the Czech Republic, who has been continuously present for more than 6 months in another State for the last 3 years, shall also submit a similar extract from the criminal record of that State not earlier than 3 months; a foreign natural person shall submit a similar document no more than 3 months old, issued by the State of which he is a citizen, as well as by the States in which he has remained continuously over the last 3 years for more than 6 months. Should the acquisition of such a document be linked to disproportionate time entitlements or financial costs, the lead staff member of the applicant may submit a declaration to replace that document,
(g) a description of the relationship between the applicant and the electronic money institution in which the applicant intends to take a qualified participation and the relationship of the applicant to persons with a special relationship (11) with that electronic money institution;
(h) a statement by the applicant that all the particulars and documents submitted by him are up to date, complete and true.
Forms of request for consent to a person entering into a control contract with an electronic money institution or with a person performing a legal act aimed at controlling an electronic money institution
(1) A person entering into a control contract with an electronic money institution or carrying out another legal act aimed at controlling an electronic money institution shall, in accordance with Article 5, proceed if the applicant is a natural person, or Article 6, if the applicant is a legal person or an undertaking natural person,
(a) it does not submit the tables 2 B., 2 C. and 7 set out in Annex 3 to this Decree;
(b) provide a justification for the intention to exercise a significant influence on the management of the electronic money institution and the paper documents and documents referred to in paragraph 2.
(2) The paper documents and documents are:
(a) a draft control contract or other contract whereby the electronic money institution is controlled;
(b) proof of the origin of the funds from which the obligation against non-standing partners will be fulfilled (12), provided that a control contract is concluded;
(c) the documents referred to in Article 5 (3) (a), (c), (e) and (f), if it is a natural person, or in Article 6 (3) (a), (d) to (f) and (h), if it is a legal person or an undertaking natural person;
(d) the written opinion of the supervisory authority of the applicant in the country of its registered office on the intention of the applicant to conclude a control contract with the electronic money institution or to conduct another legal act aimed at controlling the electronic money institution, where the applicant is the person to whom such supervision is exercised in the country of its registered office;
(e) a description of the relationship between the applicant and the electronic money institution with which the control agreement is concluded or with which another legal act is carried out to control it and the applicant's relationship with persons with a special relationship (11) to that electronic money institution.
Persons acting in conformity
(1) Persons acting in accordance with Article 13) who apply for consent to the acquisition or increase of a qualifying participation in an electronic money institution shall, in accordance with Article 5, if the applicant is a natural person, or Article 6, if the applicant is a legal person or an undertaking natural person, and the persons acting in agreement shall jointly process:
(a) the basic data referred to in Tables 6 A. and 6 B. set out in Annex 3 to this Decree; and
(b) the development concept referred to in Articles 5 (2) and 6 (2).
(2) Where a person who is a person acting in agreement should at the same time acquire a qualifying participation in an electronic money institution or increase it to at least 20%, 33% or 50% of the capital or voting rights, that person shall also submit a request pursuant to § 5 or 6.
(3) The request for approval of the acquisition of a qualifying holding in an electronic money institution referred to in paragraph 1 shall also be submitted by persons who have previously acquired a qualifying holding in an electronic money institution in accordance with the legislation and have subsequently become persons acting in agreement who, in aggregate, acquire a qualifying holding in an electronic money institution.
(4) Applications for persons acting in agreement shall be submitted by the person empowered to do so. Full powers from all persons acting in agreement are part of the request for approval of the Czech National Bank.
Forms of notification of a reduction of qualifying holdings
(1) Before the intended reduction of a qualifying holding in an electronic money institution which represented at least 50%, 33%, 20% or 10%, or, where appropriate, before the expiry of the control status, a natural person, an undertaking or a legal person shall send to the Czech National Bank the completed form "Notification of the reduction of a qualifying holding in an electronic money institution," the model of which is set out in Annex 4 to this Decree.
(2) Persons acting in agreement shall send to the Czech National Bank, through their authorised person, the form referred to in paragraph 1, completed individually for each such person. Similarly, a person who has ceased to be a person acting in agreement shall proceed.
COMMON AND FINAL PROVISIONS
If the person requesting approval to acquire or increase qualifying holdings in an electronic money institution is a person who has previously been authorised by the Czech National Bank to acquire qualifying holdings in that electronic money institution, that person shall submit only the basic data listed in the tables set out in Annex 3 to this Decree and the paper documents and documents referred to in § 5 (3) or § 6 (3), which have changed from the state in which the consent to acquire qualifying holdings in an electronic money institution has been granted. The declaration in this case shall state that the other data and paper documents and documents submitted to the Czech National Bank in the previous application for approval to acquire or increase the qualifying holdings remain unchanged. Paragraphs 5 (2) and 6 (2) are without prejudice to this.
Where a person who has been authorised to acquire or increase qualified participation in an electronic money institution intends to conclude a control agreement with that electronic money institution and if all the information given in the previous application remains unchanged on the date of submission of the new application, that person shall state this fact in the application and submit only:
(a) a draft control contract or other contract under which control over an electronic money institution will be exercised;
(b) the development concept according to § 5 (2) or § 6 (2), if it has not been submitted to the Czech National Bank before, and
(c) proof of origin of the funds from which the obligation against non-resident members will be fulfilled.
The applicant shall submit the documents and documents referred to in points (a) to (c) and the particulars and documents and documents referred to in Article 10 at the date of submission of the application.
(1) Where the applicant is a legal person who is a bank established in the territory of a Member State of the European Union or a financial institution under a specific law having its registered office in a Member State of the European Union enjoying the benefits of a single licence and who is subject to supervision by a competent authority in the country of its registered office and who has no objection to the intention to acquire or increase a qualifying holding in an electronic money institution, he shall not be supported by an application for approval to acquire or increase a qualifying holding in an electronic money institution of paper documents and documents referred to in Article 6 (3) (c), (d), (e) and (f).
(2) Where the applicant is a Czech or foreign legal person different from the persons referred to in paragraph 1 which:
(a) conduct business for more than 5 years, or is a legal person resulting from a merger and at least one of the persons who died as a result of the merger would have fulfilled this condition at the time of the application; and
(b) is rated by credit rating agencies by an investment grade rating;
it is not accompanied by an application for approval to acquire or increase a qualifying holding in an electronic money institution by the paper documents and documents referred to in Article 6 (3) (c) and (d).
(3) Paragraph 10 is without prejudice to paragraphs 1 and 2.
(4) Where a person satisfying the conditions referred to in paragraph 1 or 2 is a person with a qualified participation in an applicant for a licence, the application shall not be accompanied by documentary documents and documents relating to that person referred to in Article 2 (3) (d). Where they are a person referred to in paragraph 1, the documents referred to in Article 2 (3) (f) shall not be supported.
(5) If the applicant is to acquire a qualified participation in an electronic money institution through a bank or financial institution having its registered office in a Member State of the European Union enjoying the benefit of a single licence which is subject to the supervision or supervision of the competent authority of the country of its registered office, the applicant shall notify the Czech National Bank of this fact and shall not substantiate the facts referred to in paragraphs 5 and 6. In this case, the applicant shall submit to the Czech National Bank only a final decision by the competent supervisory authority of the country of the seat of the bank or financial institution which has been granted approval to acquire a qualifying holding in the bank or financial institution through which the applicant receives a qualifying holding in the electronic money institution. Where such a decision is not issued by the competent supervisory authority in the country of the seat of the bank or financial institution, the applicant shall submit a written statement by the competent supervisory authority of the country of the seat of the bank or financial institution that the applicant has obtained a qualified participation in the bank or financial institution through which he has received a qualified participation in the electronic money institution, in his knowledge and in accordance with the law of the country of the seat of the bank or financial institution.
(1) For the purposes of this Order, a declaration shall mean a document confirming the information required.
(2) Licence applications and applications for approval to acquire or increase qualifying holdings in an electronic money institution, or applications for approval to enter into a control contract with an electronic money institution, or to carry out an operation aimed at controlling an electronic money institution, as well as notifications of the intended reduction or withdrawal of qualifying holdings in an electronic money institution, shall be signed by persons authorised to act as applicants or notifiers. The signature of these persons shall be officially certified. This does not apply if the application or notification is submitted by a person whose current signatures are available to the Czech National Bank.
(3) Where the applicant or notifier is represented on the basis of power of attorney, the authorisation of the applicant or notifier with an officially certified signature shall also be required.
(4) Where the nature of the case precludes the submission of the document or document required by this decree, the applicant shall state that fact in the application and, if the reasons are not obvious, shall state the reasons for the failure to submit the document and shall provide adequate evidence.
(5) Licence applications shall be made in duplicate.
(6) The authentic instrument issued by an authority of another State must be accompanied by a higher verification of the documents (superlegalized) or by an apostille in accordance with the relevant international agreement (14), unless otherwise declared by the international treaty, which the Czech Republic is bound by.
(7) Where such a decree requires the presentation of accounts or consolidated accounts and where the applicant or a person qualified to participate in applicants is a foreign person from a Member State of the European Union, the accounts and consolidated accounts drawn up in accordance with international accounting standards or other internationally accepted standards shall be presented.
Efficacy
This decree shall take effect on the day of its publication.
Governor:
Doc. Ing. Tůma, CSc.
Příloha č. 1
Annex No 1 to Decree No 91 / 2006 Coll.
Basic information on the application for an electronic money institution licence (hereinafter IEP)
Příloha č. 2
Annex No 2 to Decree No 91 / 2006 Coll.
Legal and other related issues - questionnaire
Příloha č. 3
Annex No. 3 to Decree No. 91 / 2006 Coll.
Basic data on the request for approval to acquire or increase qualifying holdings in an electronic money institution (hereinafter IEP)
Příloha č. 4
Annex No. 4 to Decree No. 91 / 2006 Coll.
Notification of a reduction of qualifying participation in an electronic money institution (IEP)
1) Article 18 of Act No. 563 / 1991 Coll., on Accounting, as amended.
2) Sections 173 and 174 of Act No. 513 / 1991 Coll., Commercial Code, as amended. Section 18d (1) of Act No. 124 / 2002 Coll., on transfers of funds, electronic means of payment and payment systems (Law on payment), as amended. Sections 8 (4) and 9 (1) of Act No. 21 / 1992 Coll., on Banks, as amended.
3) Article 17a (4) of Act No. 21 / 1992 Coll.
4) Articles 21 (2) and 23 of Act No. 513 / 1991 Coll.
5) Article 59 of Act No. 513 / 1991 Coll.
6) Paragraph 39 (1) of Act No. 513 / 1991 Coll.
7) § 4 (6) of Act No. 21 / 1992 Coll.
8) § 18b (3) of Act No. 124 / 2002 Coll. § 44 to 46 of Act No. 6 / 1993 Coll., on the Czech National Bank, as amended.
9) Paragraph 18b (2) of Act No. 124 / 2002 Coll., as amended.
10) § 4 (5) (d) of Act No. 21 / 1992 Coll.
11) § 19 of Act No. 21 / 1992 Coll.
12) § 190c (1) of Act No. 513 / 1991 Coll.
13) § 66b of Act No. 513 / 1991 Coll.
14) Communication of the Ministry of Foreign Affairs No. 45 / 1999 Coll., on access to the Convention on the abolition of the requirement for the verification of foreign public documents.
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Regulation Information
| Citation | Decree No. 91 / 2006 Coll., implementing the Law on Payment |
|---|---|
| Regulation Type | - |
| Author | - |
| Collection | Code of Laws |
| Date of Promulgation | 20.03.2006 |
|---|---|
| Effective from | 20.03.2006 |
| Effective until | - |
| Status | Valid |
The regulation text is for informational purposes only.
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