Decree of the State Planning Commission and Ministry of Finance No. 191 / 1964 Coll.
Decree of the State Planning Commission and Ministry of Finance on financial, credit and other assistance to cooperative housing and construction of family houses
Valid
Effective from 20.11.1964
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191
DECLARATION
State Planning Commission and Ministry of Finance
of 2 November 1964
on financial, credit and other assistance to cooperative housing and family houses
The State Planning Commission and the Ministry of Finance, in agreement with the participating central authorities, the Central Council of Trade Unions, the Central Council of Cooperatives and the State Bank of Czechoslovakia, provides pursuant to § 391 of Economic Code No. 109 / 1964 Coll., § 508 (1) of Civil Code No. 40 / 1964 Coll., § 20 of Act No. 8 / 1959 Coll., laying down the basic rules on the State Budget and on the management of budgetary resources, and § 10 (1) of Government Decree No. 60 / 1959 Coll., on the competence in the planning, production and control of prices:
ASSISTANCE TO THE CONSTRUCTION OF COMPONENTS
Construction of cooperative housing houses
Contribution
(1) For the construction of housing houses, the State provides a contribution to construction housing cooperatives ("cooperative ') according to the number and size of the built flats. The method of determining the amount of the contribution is determined by the Ministry of Finance in such a way that this contribution corresponds on average to 30% of the costs planned nationwide for 1 flat in cooperative housing.
(2) The grant of the contribution to the construction of the cooperative housing house and its amount shall be decided by the Regional or Regional Committee (hereinafter referred to as the "National Committee ') and shall be provided to the cooperative's budget.
(3) If the cooperative establishes apartments by adjusting the non-residential premises or by building or extension in the existing buildings of socialist organisations, the National Committee shall provide it with a contribution of 30% of the budgetary costs, up to a maximum of the amount corresponding to the contribution which would be due under paragraph 1 to flats of the same size when building new housing houses.
(4) The National Committee grants the cooperative a contribution at the same time as the assignment of the housing house to the cooperative for construction; the investment account of the cooperative with the financing branch of the Czechoslovak State Bank shall be transferred only after the own funds of the cooperative are exhausted for the construction (membership), if necessary gradually.
Special contribution
(1) In exceptional cases where higher costs for the construction of a cooperative housing house are caused by a general interest (the necessity of carrying out on-site construction with exceptional conditions of foundation, atypical manner, smaller housing houses, paving the way, etc.), the national committee will provide a special contribution to the cooperative up to the amount of the cost increase demonstrated; This contribution shall be made available by the national committee from its own budget and, where appropriate, from savings or from the financial reserve.
(2) When deciding on the grant of a specific contribution and on the amount thereof, the national committee shall examine all circumstances, in particular taking into account any advantages which may arise from higher costs to the cooperative (members of the cooperative). In the case of non-type housing houses, this allowance may be granted only as long as 30% of the total cost of the building is not covered by the contribution provided for in Section 1; However, a specific contribution may be granted over 30% to cover costs not included in the budget price of the apartment in the building. *)
(3) Paragraph 1 (4) applies mutatis mutandis to the arrangements for granting the special contribution.
Contribution to non-residential integrated equipment
(1) If, by decision of the National Committee in the Cooperative House, a non-residential built-in facility, such as trade, health centre, transformation stations, etc., is to be set up by the Cooperative, it shall provide the Cooperative with the means to finance the costs of the construction of the Cooperative and a reasonable share of the overall budgetary costs of the construction by the National Committee of its budget resources for civil and technical furnishing. If this equipment is not part of civil and technical equipment, it shall transfer the necessary resources to the National Cooperative Committee of the organisation which will use it.
(2) Paragraph 1 (4) applies mutatis mutandis to the arrangements for granting the contribution.
(3) The building part of the non-residential built-in installation is the property of the cooperative. The cooperative is obliged to conclude a contract on the use of this facility (§ 350 in conjunction with § 348 of the Economic Code) with an organisation designated by the National Committee. The contract shall be for an indefinite period. The contract may be cancelled or the use of non-residential built-in equipment may be changed only with the agreement of the national committee.
(4) The remuneration for use only covers a proportional part of the costs associated with the administration and proper maintenance and repair of the common part of the building and the actual cost of services.
(5) In the event of cancellation of non-residential built-in equipment and adaptation of the relevant premises to cooperative flats, the National Committee shall not grant a contribution to the cooperative pursuant to Section 1.
Long-term investment loan
(1) For the construction of cooperative housing houses, the bank provides the cooperative with a long-term investment loan. The maximum amount of the loan is determined by a percentage (paragraph 2) of the total cost of the construction, including the budget price of the building and the cost of the project or technical supervision. For the purposes of determining the maximum amount of the loan, the contributions granted to the cooperative pursuant to § 2 or 3 shall be deducted from the total cost of construction.
(2) The percentage of credit is:
(a) in the case of cooperative housing in the territory of the cities of Prague, Brno and Bratislava (in the case of construction of self-help under point (c)), not more than 30% of the total cost of construction;
(b) in the case of cooperative housing in other cases (in the absence of self-assistance under (c)), 30 to 50% of the total construction costs. The percentage of the loan shall be determined by county or municipality level, taking into account the needs of the development of production forces and the housing plan; in rural municipalities where cooperative housing is carried out for farm and forest plant workers (including single agricultural cooperatives), the loan rate shall be at least 45% of the total construction costs. However, the amount of loans granted may not exceed, on average, 45% of the total costs of this cooperative housing construction started in the county in the current year;
(c) not more than 50% of the total cost of the construction for cooperative residential construction carried out by self-help * *.
(3) The loan referred to in paragraph 2 (b) and (c) shall be remunerated at 1%, the loan referred to in paragraph 2 (a) at 3%.
(4) The cost of building a cooperative housing house is paid for only after the own resources of the cooperative (member) and contributions granted to the cooperative under § 1 to 3 have been exhausted.
(5) The loan shall be granted by the Bank on the basis of a request from the cooperative according to its credit terms and conditions, which shall also provide the necessary supporting documents. The application for authorisation of a loan shall be submitted by the cooperative so that the loan can be discussed and authorised no later than 30 days after the assignment of the house to the cooperative for construction; no later than the same time limit, the cooperative shall be obliged to transfer the members' shares, or the part thereof, which is not covered by the contracted personal or material performance of the cooperative, to its account of the members' shares with the bank. The written loan authorisation agreement shall specify the more detailed terms and conditions of the credit, the manner in which it is drawn up and its return.
(6) The loan shall be repaid by the same half-yearly instalments covering a maximum period of 30 years. The first half-yearly payment shall be payable within one year of the house being put into use, but no more than 2 years from the date on which the construction work was started.
Conditions for providing assistance
(1) The condition that aid be granted for the construction of cooperative housing in accordance with § 1 to 4 and its financing by the Bank is that:
(a) the authorised construction is carried out under the housing plan, prepared and manufactured, financially and contractually secured;
(b) cooperative
builds a multi-storey apartment building with at least 12 apartments *); or
building a multi-storey apartment building with at least 4 flats *) if it is for construction for farm and forestry workers in rural municipalities; or
make modifications of non-residential premises to flats or apartment buildings or extension buildings in the buildings of socialist organizations. Experimental construction and construction of objects having the character of family houses are excluded.
(2) By way of derogation from paragraph 1 (b), the Regional National Committee may, at the request of the cooperative for serious reasons and in accordance with the zoning plan, authorise the construction of a multi-storey apartment building with at least 4 flats, *) if it is for residential construction in a selected rural community * *) or for residential construction carried out with complete self-help or construction of a building gap.
General overhauls and investment arrangements for cooperative housing houses
If the cooperative does not have sufficient own funds to implement the necessary, general overhauls or adjustments to the investment nature, during the period when it is still paying off the loan under Paragraph 4, the bank may grant it a special loan payable up to 10 years (exceptionally up to 15 years) at an interest rate of 3%.
Loan for construction of cooperative garages
If the cooperative is authorised by the National Committee to build cooperative garages * * *) intended for use by members who already live or have lodged a member's share in the housing, the bank may grant a loan of up to 30% of the budgetary construction cost payable up to 5 years at an interest rate of 3% for the construction of the garages.
Other advantages granted to construction housing cooperatives
Advantages granted to construction housing cooperatives in general
(1) The fee and tax exemptions of cooperatives (their members) are governed by specific provisions. †)
(2) The same price conditions apply to the construction of apartments and garages of cooperatives as to the state investment construction, unless otherwise provided for in this decree or special regulations. † †)
(3) The ground for the planned construction of cooperative housing houses will be handed over by the National Committee to the cooperative free of charge to permanent use (Section 70 of the Economic Code).
(4) In addition, the National Committee will provide the cooperative with:
the development of project documentation by the project organisation or for the partial or total self-assistance of members of the cooperative, unless it is possible to draw up an organisation whose staff are members of the cooperative at prices based on the price list of research and project work;
connection of the housing house of the cooperative to the public network of communication and electricity, or water, sewage and gas water in the framework of state housing.
(5) If the investment service of the National Committee performs as its representative the function of direct investor *) or provides it with assistance related to the performance of the investment function by the cooperative, this is done free of charge.
(6) For works carried out in the construction of cooperative housing houses by a cooperative, socialist organisations may, under the temporary use contract, leave to cooperatives the machinery, production facilities or means of transport needed for housing or for the production of building materials for such construction outside the time of the planned deployment of such machines (equipment) to compensate for actual direct costs; * *) for motor vehicles, the depreciation compensation is increased. * * *) The provisions on the amount of compensation may be applied mutatis mutandis if the Socialist organisation conducts a cooperative self-assistance of transport performance or work by building machinery outside the time of their planned deployment.
Advantages granted to cooperatives of employees of production companies in the construction of their own resources
(1) In addition to the assistance provided for in Article 8 (6), the production company may provide the following additional assistance to the cooperative of its workers, if the cooperative makes full self-assistance:
(a) in the setting up of construction sites and buildings, carrying out construction supervision and providing other technical assistance, free of charge if the assistance is provided by the company's own staff;
(b) carrying out construction work to compensate for total own costs without profit;
(c) in agreement with the Revolutionary Trade Union Movement Committee by releasing qualified and unqualified workers and apprentices for a certain period of time for compensation of their wages, including sickness insurance; such assistance may be provided, provided that the planned manufacturing tasks for temporary staff are provided by other staff at that time;
(d) divestment of demolition material, waste material and supernormative stock material under special regulations, †)
(e) free lending of operating and storage areas;
(f) in agreement with the Committee on the Revolutionary Trade Union Movement by organising brigade assistance in construction.
(2) The assistance to the cooperative referred to in paragraph 1 may be granted only to the extent that it does not interfere with the performance of the planned production tasks and the maintenance of the basic resources of the undertaking.
Bank control
(1) The Czechoslovak State Bank exercises economic control over the construction and management of cooperatives. † †)
(2) The identified defects will be discussed by the financing branch with the cooperative board and will impose a deadline for their removal. If it is not possible to correct the defects within the specified period, the manager of the financing branch may raise the interest rate on the loans granted to the cooperative (§ 4, 6, 7) up to three times the seriousness of the case and notify the regional authority of the Central Board of Cooperatives.
(3) If there is a serious breach of planning, financial, budgetary, contractual or organisational discipline in the construction and management of the cooperative, the Director financing branches may, with the agreement of the Regional Branch Director and after consultation with the District National Committee and the Regional Authority of the Central Board of Cooperatives, suspend the financing of the construction of one or more cooperative buildings.
(4) In construction under the cooperative's own direction, the financing branch pays the actual costs of the construction according to the payment documents. The co-operative shall submit to the financing branch within 14 days of the end of the calendar month or within longer periods agreed, an inventory of the work carried out in the budget price.
Authorisation of exemptions
In justified cases, the Czechoslovak State Bank may authorise exemptions from the financing and lending arrangements for cooperative housing and lay down specific conditions.
ASSISTANCE TO THE MEMBERS OF THE BUILDINGS AND THE BUILDINGS OF THE FAMILY HOME
Assistance to members of building housing cooperatives
Loans granted in order to stabilise the workforce by organisations to workers to obtain an apartment in the cooperative
(1) To the extent determined by each State organisation of the production sector and the single agricultural cooperatives (hereinafter referred to as "organisations"), the organisation shall provide the State plan with an interest-free loan to its employees and members of the single agricultural cooperatives (hereinafter referred to as "workers") in order to obtain and stabilise the labour force of the organisation, in order to ensure that they undertake to work within the organisation for a specified period (paragraph 2). However, the loan may not be more than a member's share of the cooperative's flat in covering the construction costs of a long-term investment loan of the maximum percentage referred to in § 4 (1) and (2) and the registration fee.
(2) A worker to whom an interest-free loan has been granted pursuant to paragraph 1 is obliged to repay 10% of the loan granted to the organisation. The time limit shall be set by the organisation for a period of between 2 and 5 years after moving to the cooperative apartment. The rest of the loan (90%) will be waived if the worker is left to work there for a period of time
10 years if it is a worker of an organisation of the fuel sector or of agriculture and forestry,
12 years, if the worker is an organisation of the steel industry, energy, transport, construction and chemistry sector, and
15 years if the worker is an organisation of other sectors;
the time limits are calculated from the date of conclusion of the loan contract (Paragraph 19 (9)).
(3) Organisations may grant their workers an interest-free loan under paragraphs 1 and 2 also to the composition of a member's share of the cooperative apartment which shall be released from another worker of the organisation to which the interest-free loan has been granted.
(4) To the extent provided for in the State Plan, designated production undertakings (including state goods and single agricultural cooperatives) may grant an interest-free loan for the composition of a member's share also to workers who are members of a cooperative if the cooperative carries out the construction of a cooperative house in full self-help, *) at the rate of half of the amount determined in accordance with paragraph 1 (without registration).
(5) An employee who has been granted an interest-free loan pursuant to paragraph 4 shall be dismissed by the organisation of the entire loan if he remains in the organisation for the period referred to in paragraph 2.
(6) The provisions of paragraphs 1 to 3, or paragraphs 4 and 5, shall apply mutatis mutandis to the granting of interest-free loans on the composition of the members of the cooperative members who make adjustments to non-residential premises for flats, superstructures and additions in the premises of socialist organisations.
(7) The loan granted shall be transferred by the organisation, with the consent of the worker, in favour of his membership with the cooperative.
Loans granted by public savings banks to citizens on the composition of a member's stake in the cooperative
In justified cases, the State Savings Bank may extend the duration of the loan to up to 10 years.
Help construction workers family houses
Loans provided by organisations and national committees for the construction of family houses by self-help
(1) Organisations may grant their workers interest-free loans for the construction of family homes by self-help, * * *)
a) in the amount of between 15 and 25 thousand CZK, if the builder
(aa) a worker of an agricultural or forestry plant (including a single agricultural cooperative) and carries out construction at the place of work or, where appropriate, in its vicinity;
(bb) miner †) and carries out construction at the workplace site or at a distance allowing daily commuting to work;
(cc) a worker of the organisation of the fuel, metallurgical industry, energy, transport, construction and chemistry sector in the border region † †) or in selected areas of Ostrava, Sokolovska, Mostecka and Chomutovska *) and the construction is carried out at the workplace or in a place enabling daily commuting to work;
(b) 15 to 20 000 Kčs, if the builder is a worker of the plant, designated by a state plan, provided that the provisions of (a) do not apply, provided that the construction is carried out at the place of work or at a place enabling daily commuting to work;
(c) 5 to 10 000 Kčs if the builder is a worker of the manufacturing company and the family home is built at the place of employment or at a place allowing daily commuting to work, unless the provisions of (a) and (b) apply.
(2) National committees may provide citizens with self-help in the selected rural community * *) or in the city, if the loan from the organisation referred to in paragraph 1 is not taken into account, interest-free loans of between 5 and 10 000 Kcs.
(3) The granting of the loan and the amount thereof will be decided by the organisation, with the agreement of the Revolutionary Trade Union Movement Committee (the Single Agricultural Cooperative of the Board of Directors) and, in the case of paragraph 2, by the national committee on whose territory the family home is to be built, taking into account the interest of the organisation on the stable employment relationship of the worker, the lack of labour at the head of the enterprise (plant), the labour force of the worker, his age, the number of his minor children, the number of employed family members, the standard and size of the family home, as well as well as if the construction of the family house is carried out in both time and locally concentrated construction, etc.
(4) If an interest-free loan has been granted in accordance with paragraph 1 (a) or (b), the organisation shall waive it 10 years after its granting (paragraph 5) if the worker has worked in the organisation and lives in the house throughout this period. Where an interest-free loan has been granted in accordance with paragraph 1 (c) or paragraph 2, the organisation or national committee shall waive it after the house has been handed over to use.
(5) The loan granted will be transferred by the organisation (National Committee), with the agreement of the builder, to its interest-free account with the State Savings Bank, where it has concentrated its funds for the construction of the family home, with only the costs associated with the construction being covered by the loan.
Loans granted by organisations to self-help family house reconstruction workers
(1) Organisations may grant their workers interest-free loans for the conversion, extension, etc. of their own family homes by self-help, * * *) to obtain a new apartment, mutatis mutandis, in accordance with Paragraph 14, up to and including the cost of purchasing and importing the material. The condition for granting the loan is the assessment of the construction office whether the action is economic and beneficial (advantageous).
(2) Paragraph 14 (3) and (4) apply mutatis mutandis to the determination of the amount of the loan and its remission.
Loans granted by state savings banks for the construction of family houses
(1) The public savings bank grants loans to the builders of the family houses. The amount and maturity of the loan are determined individually by the state savings bank in agreement with the builder, taking into account the financial collateral of the construction and the payment possibilities of the builder.
(2) The loan may be granted up to the amount of the cost of the project, of the purchase of materials and of transport and, where appropriate, of the land measure. when determining the amount of the loan, account shall be taken of loans received by the builder under § 14 or under special regulations. †) The maturity of the loan shall be set at a maximum of 30 years after the issue of the building permit. The interest rate on loans is 2,7%. The loan may cover invoices for both the material and the work carried out.
(3) Under similar conditions, the state savings bank also provides loans for more expensive repairs, modernization and adaptation of private-owned family houses.
Other assistance provided to builders of family homes
(1) If the builder is building a house in a selected rural village or in a city on a site designated by the National Committee, the National Committee will ensure that access communication is established to the land (including the pavement) and the extension of the facilities for the public distribution of electricity and, where appropriate, water, gas and sewerage, if the facility is built.
(2) The organisation may provide its worker with its own assistance in the construction of a family house under § 9 (1) (a) and (d); however, the material is sold at valid prices, including turnover tax. Furthermore, it may provide assistance by means of means of transport and other mechanical means other than the time of their planned deployment, at valid prices. *)
(3) When building a family house with the help of the builders referred to in § 14 (1) (a) and (b), the organisation may provide assistance to its worker by means of transport and other mechanical means, mutatis mutandis, in accordance with § 8 (6), as well as assistance under § 9 (1) (b), (c), (e) and (f) to the extent that it does not interfere with the performance of the planned production tasks and maintenance of the organisation's essential resources. Where the organisation provides assistance by carrying out construction works [Paragraph 9 (1) (b)] and does not apply to the material of the organisation, no turnover tax shall be invoiced; otherwise the total amount invoiced for the work carried out, including the material, is added to the turnover tax of 7% (p. 15001 of the turnover tax).
(4) When constructing a family house, the organisation may, in justified cases, provide assistance to its worker by analogy in the selected rural community or in the town of the builders referred to in § 14 (1) (c).
(5) The aid provided for in paragraphs 2 to 4 may be granted by the organisation to its worker even in the conversion, extension, etc. of his / her family home, which will be acquired by a new apartment (§ 15).
Empowerment
(1) On a case-by-case basis, the central authorities may, within the framework of the planned funds, agree to grant an interest-free loan under Paragraph 14 (1) (a) up to 35 thousand Kčs, but only if at least two separate apartments are acquired by building a family house.
(2) The central authorities may, where justified, consent be given to the organisation to waive the condition of building a family home at the workplace or at a distance allowing daily commuting to work (Section 14 (1)), where the nature of the construction works required.
(3) The Ministry of Agriculture, Forestry and Water shall lay down the conditions under which interest-free loans may be granted to farm and forestry workers in accordance with Article 15 for the modernisation of family houses, up to a maximum of half the cost of purchasing and importing material.
Common provisions
(1) State organisations provide funding for loans in their financial plans as special-purpose financing or budgets, as appropriate. For lagging or economically weak single agricultural cooperatives, which do not have sufficient own funds, the regional production farm administration shall provide funds for the provision of interest-free loans from the State's direct assistance to the development of cargo. Payment of loans is required by the organisation to immediately transfer to the state budget through a superior body (a single agricultural cooperative through a district agricultural production administration, provided that the loan funds have been secured according to the second sentence).
(2) The loan facility may also be used by the organisation to pay the membership shares in the building housing cooperative if, during the construction of the housing house, the organisation is a member of the cooperative.
(3) If the worker to whom the organisation has granted the loan has ceased to work in the organisation before the end of the specified period (Sections 12 and 14), the organisation shall require him to repay the interest-free loan (the rest of it) before the end of the contract. However, this does not apply if the worker who owns the family home or a member of the cooperative, as a result of organisational changes, goes to another organisation of the same sector and asks to be transferred to that organisation.
(4) If the worker sells or transfers the family home to another person before the end of the specified period or ceases to be a member of the cooperative but continues to work in the organisation, the organisation shall agree with him a reasonable, maximum two-year period to repay the loan (the rest of it).
(5) In order to cover the liabilities to the organisation, the state savings bank may grant a loan under § 13 or § 16.
(6) If, for serious reasons, a worker who has been granted an interest-free loan pursuant to § 12 or § 14 (1) (a) and (b), takes up employment in another organisation or retires or dies, the organisation which has granted him a loan may, after assessing all circumstances, in particular its working merit in the organisation and its social circumstances (in particular taking into account the number of uninsured children), with the agreement of the Revolutionary Trade Union Movement and the superior authority, waive the proportion of the loan according to the length of the period during which it worked in the organisation (§ 12 (2), or § 14 (4), respectively), provided that the remainder of the loan is immediately repaid. Paragraph 5 shall apply mutatis mutandis to the possibility for the worker (s) to obtain a loan from the State Savings Bank to cover the remainder of the loan.
(7) If a worker dies or becomes wholly disabled as a result of an accident at work or an occupational disease, the organisation shall waive the loan granted.
(8) Organisations may, with the agreement of the central authorities in exceptional cases, grant a loan in accordance with § 12 or § 14 (1) (a) and (b) also to senior workers who are entitled to remain in the organisation for at least three quarters of the time limits referred to in § 12 (2) or 14 (4); in this case, the organisation shall waive a proportion of the loan (the remainder of it) to the worker on retirement according to the length of the period during which he worked in the organisation.
(9) The organisation shall conclude, with the agreement of the Revolutionary Trade Union Movement Committee, a contract with the worker setting out the terms of the loan, in particular the terms of its remission or repayment in accordance with this Decree. *)
(10) A loan under Sections 12, 14 and 15 may only be granted to a citizen once.
(11) The central authorities shall issue more detailed guidance as required by their sectors. Assistance for cooperative housing and construction of family houses intended for workers in agricultural and forestry primary production shall be adapted - as regards cooperative housing construction initiated from 1 January 1967 and the construction of family houses carried out on the basis of a building permit issued from the same date - by the Ministry of Agriculture and Food and the Ministry of Forestry and Water in agreement with the central authorities involved.
PROVISIONS FINAL
Repeal provisions
(1) They are repealed.
Decree No 94 / 1959 Ú. l., on the financing, lending and control of cooperative and corporate housing construction, as amended by Regulations No 47 / 1960 Coll. and No 44 / 1961 Coll.; * *)
Decree No 95 / 1959 of the Ú. l., on the financing and lending of housing and control of uniform agricultural cooperatives;
Directive of the Ministry of Finance on the granting of additional loans for private housing construction No 115 / 27.256 / 1959, published in an amount of 41 Official Journal of 1959, with the supplements and explanatory notes published in the Ministry of Finance Bulletin No 4 / 1963 (No 115 / 8.359 / 63), the issue of which was notified in a number of 15 Reports of 1963 and No 12 / 1963 (No 115 / 39.763 / 63);
Guidelines No 20 / 1961 of the Reports of Guidelines for National Committees on the National Committees' procedure for authorising exemptions in cooperative housing;
the proceeds of the Ministry of Finance No 272 / 72.333 / 60, published in the Ministry of Finance Bulletin No 22 / 1960, the issue of which was notified in an amount of 85 Collection of Acts of 1960;
Decree of the Ministry of Finance No 272 / 15.820 / 63, published in the Bulletin of the Ministry of Finance No 5-6 / 1963, the issue of which was notified in the amount of 15 Collection of Acts of 1963;
Decree of the Ministry of Finance No 272 / 21.286 / 60, published in the Ministry of Finance Bulletin No 11 / 1960;
Directive of the Ministry of Finance on the financing of corporate housing for state goods No 252 / 4.042 / 61, published in the Ministry of Finance Bulletin No 3 / 1961;
Decree of the Ministry of Finance No 181 / 75.975 / 60 on the financing and accounting of the costs of boiler rooms, exchange stations and secondary heat ducts built and intended for several users of housing, published in the Ministry of Finance Bulletin No 9-10 / 1961.
(2) However, according to the provisions referred to in paragraph 1, the construction initiated (for family houses authorised) before this decree is effective shall be completed.
(3) The possibility of using financial advantages for cooperative housing construction and the construction and repair of family houses pursuant to Government resolutions No 378 / 1962 and No 866 / 1963 on the provision of financial and material assistance for the repair and construction of flats in the area of Uličsko- Ubľanská valley remains untouched.
Efficacy
(1) This Decree shall take effect on the day of its publication. It applies to cooperative housing construction started on 1 January 1965. from the same day it shall also apply to the construction of family houses carried out on the basis of a building permit issued after the effective date of the decree.
(2) The interest rate of 2,7% (Sections 13 and 16) applies from 1 January 1965 and also applies to loans authorised or drawn before that date (if not repaid at that date) and to loans drawn for construction granted before the date of application of the Decree.
(3) Paragraph 4 (2) (c) and (3) shall apply from 1 January 1965 also to cooperative housing construction carried out by full self-help which began after the entry into force of this Decree; for construction started before the date of application of this decree, loans drawn from 1 January 1965 shall be interest at a rate of 1%.
First Deputy Chairman of the State Planning Commission:
Dvořák v. r.
First Deputy Minister of Finance:
ge. Lér v. r.
Annex to Decree No 191 / 1964 Coll.
Model loan agreement for the composition of the member in the building housing cooperative
Annex to Decree No 191 / 1964 Coll.
Model loan agreement for construction (reconstruction, reconstruction, etc.) of family house
*) Guidelines of the State Planning Commission No. 250 715 / 62-SM 6 of 21 February 1962 on the definition of the content of the budget price of the apartment in the building (e.g. the cost of sewage or gas connections above 1 m from the front of the house).
* *) The construction of the building under its own direction, carried out by the cooperative without entitlement to the planned capacity of the building production, is considered to be a complete self-help, with the exception of certain works, but not more than 20% of the budget price of the building.
*) The housing object or each section of the building (i.e. a separate article of the building, forming a functionally and constructively integrated spatial unit where the apartments are accessible from the common entrance) must have at least 2 living floors, 1 common entrance, common staircase and at least 4 apartments which are all accessible from common corridors (or floor).
* *) The selection is carried out by the Regional National Committee according to the principles approved by the Government (Resolution 1025 / 1962).
* * *) Guidelines of the State Planning Commission and the Ministry of Finance of 27 November 1962 No 254 840 / 62, published in the Collection of Guidelines for National Committees No 67 / 1962.
†) In particular Act No. 143 / 1961 Coll., on domestic tax, Act No. 24 / 1964 Coll., on notarial fees, Decree No. 25 / 1964 Coll., for the implementation of the notarial levy law, Decree No. 128 / 1960 Coll., implementing the Act on pension tax for cooperatives and other organisations, Decree No. 160 / 1960 Coll., on administrative charges; apartments in the houses of building housing cooperatives are not subject to a local charge on apartments (§ 21 (2) of Decree No. 60 / 1964 Coll., on payment for the use of the apartment and for services related to the use of the apartment); the tax exemption for occasional housing work attributable to the cooperative (cooperative member) is regulated by the proceeds of the Ministry of Finance published in the Ministry of Finance Bulletin No 2 / 1960 (Articles 153 / 69.154 / 59 and 11 / 1960 (Articles 153 / 26.516 / 60).
† (†) Guidelines of the State Committee on Construction and the Ministry of Finance of 30 April 1960 on the provision of a discount on the prices of project and budget documents for cooperative housing, published in the Bulletin of the State Committee on Construction of 3 / 1960 and in the Bulletin of the Ministry of Finance No 9 / 1960; Their release was announced in 22 Collection of Laws from 1960.
*) Guidelines of the State Planning Commission for the provision of cooperative and corporate housing construction by the investor services of the National Committees, published in the Official Journal of the European Union of 1961.
* *) Actual direct costs for this purpose are the service wage (driver, driver, driver, etc.) including sickness insurance and the cost of fuel, energy, etc.; maintenance and maintenance costs (or medium) of repairs only if their increase occurs in direct connection with the performance performed.
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Regulation Information
| Citation | Decree of the State Planning Commission and Ministry of Finance No. 191 / 1964 Coll., on financial, credit and other assistance to cooperative housing and construction of family houses |
|---|---|
| Regulation Type | - |
| Author | - |
| Collection | Code of Laws |
| Date of Promulgation | 20.11.1964 |
|---|---|
| Effective from | 20.11.1964 |
| Effective until | - |
| Status | Valid |
The regulation text is for informational purposes only.
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