Decree of the Federal Ministry of Finance, Ministry of Finance of the Czech Socialist Republic, Ministry of Finance of the Slovak Socialist Republic and President of the State Bank of Czechoslovak No. 160 / 1976 Coll.
Decree of the Federal Ministry of Finance, the Ministry of Finance of the Czech Socialist Republic, the Ministry of Finance of the Slovak Socialist Republic and the President of the Czechoslovak State Bank on financial and credit assistance for cooperative and individual housing construction
Valid
Effective from 01.01.1977
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160
DECLARATION
Federal Ministry of Finance, Ministry of Finance of the Czech Socialist Republic, Ministry of Finance of the Slovak Socialist Republic and President of the Czechoslovak State Bank
of 13 December 1976
on financial and credit assistance for cooperative and individual housing construction
The Federal Ministry of Finance pursuant to Article 391 (1) of the Economic Code No 109 / 1964 Coll. in the version published under Act No. 37 / 1971 Coll. and supplemented by Act No. 144 / 1975 Coll., § 508 (1) of the Civil Code No. 40 / 1964 Coll. and § 28 (d) and (e) of Act No. 134 / 1970 Coll., on the State Budget Rules of the Czechoslovak Federation and on the Principles for the Management of State Budget Funds of the Federation and Republics, Ministry of Finance of the Czech Socialist Republic pursuant to § 39 (2) (a) of the Act SNR No. 32 / 1971 Coll., on the State Budget Rules of the Slovak Socialist Republic and on the Management of the State Budget Funds, and the Minister of the State Bank of the Czechoslovak State Bank under § 7 (a), and (d) of Law No. 144 / 1970 Sb.
SCOPE
(1) This Decree provides for the provision of financial and credit assistance
(a) housing construction by building housing cooperatives ("cooperative housing construction");
(b) individual housing construction by citizens.
(2) The decree applies to cooperative housing construction initiated according to the registration in the building diary from 1 January 1977 and to individual housing construction initiated on the basis of a final building permit issued on 1 January 1977.
(1) Cooperative housing construction for the purposes of this Decree means:
(a) building of an apartment building, 1) which must have at least 2 living floors, a common staircase, at least 4 apartments all accessible from common corridors or subways and from common entrance;
(b) the setting up of flats by modification of non-residential premises, superstructures or harbours in the premises of socialist organisations;
(c) building modifications of buildings purchased from national property to an apartment building [point (a)].
(2) Individual housing construction for the purposes of this Decree means:
(a) the construction of a family home (2) or a residential house with private housing; 3)
(b) a change in the construction of a family house to be acquired by a new separate apartment without losing the character of a family house;
c) change of building of another building into a family house, which will get a new separate apartment.
_
Conditions for providing assistance
The aid under this decree provides for construction housing cooperatives (hereinafter the "cooperative ') for construction included in approved complex housing schemes, 4) which is project prepared, contracted and financially secured and has been granted a building permit.
State contributions
Basic contribution
(1) The basic contribution shall be 7100 CZK for each apartment without regard to its size and 740 CZK for each m2 of actual plateau (5), up to an area of 85 m2 for each apartment (hereinafter referred to as the "utility area ').
(2) If the cooperative sets up the housing as referred to in Article 2 (1) (b) or (c), the contribution referred to in paragraph 1 may not exceed 50% of the budgetary costs, increased in construction as referred to in Article 2 (1) (c), at the purchase price of the building.
(3) In the areas (s) established by the governments of the Czech Socialist Republic and the Slovak Socialist Republic, the basic contribution referred to in paragraph 1 or paragraph 2 is increased by 20%, respectively.
Special allowances
(1) In addition to the basic contribution provided for in Article 4, a special contribution shall be granted for the construction of housing houses
(a) by 3 and 4 above-ground floors (hereinafter referred to as "floors") in an amount of 70 Kčs per 1 m2 of commercial area of flats,
(b) by 9 to 12 floors, with an amount of 180 CZK per m2 of commercial area of flats,
(c) 2 floors built in rural municipalities, in particular for agricultural or forestry workers or in cities on land where, according to the national committee's assessment, multi-storey housing houses cannot be built, in the amount of 500 Kcs per m2 of utility space.
(2) If, exceptionally, the national committee designates a cooperative to build a housing house of more than 12 floors, a special contribution, in addition to the basic contribution provided for in Section 4, shall be granted to the difference between the budgetary costs of the housing in that house and the costs of building comparable flats in a house of 8 floors; increased costs due to territorial effects (paragraph 4) shall not be taken into account when determining the difference.
(3) The number of floors for the purpose of determining the specific contribution referred to in paragraphs 1 and 2 shall be reduced by 1 floor where the home equipment is located on the above deck.
(4) To cover the increased costs resulting from the territorial influence (6), a specific contribution shall be granted in respect of the amount invoiced by the supplier's construction organisation.
(5) In addition, a special contribution shall be granted to cover the increased costs of building a housing house which have been caused by difficult conditions of incorporation, by the construction of specially adapted apartments for disabled persons or other influences which do not increase the standard of housing and do not call for the requirements of the cooperative. A special contribution to exceptionally difficult conditions of incorporation shall be granted only for the costs of land work and foundations, in excess of the proportion of the budgetary costs of the housing house concerned, attributable to such costs under normal conditions of establishment; The increased costs resulting from territorial effects shall not be taken into account.
(6) For basic technical equipment not included in the budget costs of the housing house, 7) which exceptionally procures a cooperative in connection with the construction of the house and which becomes its property, a special contribution shall be granted to the cost of its acquisition.
Provision of state contributions
(1) State contributions to cooperative housing are granted to the cooperative regional national committee (National Committee of the City of Prague, National Committee of the Slovak Socialist Republic of Bratislava) or designated national committee 8) of the special purpose state subsidy.
(2) The contributions shall be decided by the national committee in administrative proceedings at the request of the cooperative, which the cooperative shall, as a rule, not later than 30 days before the planned start of construction. The contribution shall be transferred by the National Committee to the account of the State contribution to construction housing cooperatives at the relevant branch of the Czechoslovak State Bank (hereinafter the "Bank '). The Bank shall not transfer the contribution to the investment account of the cooperative until the own funds of the cooperative for construction have been exhausted, gradually.
(3) The amount of the special contributions granted under Article 5 (4) to (6) shall be specified according to the actual costs after completion of the construction. The necessary supporting documents, in particular the original budget and final invoice, shall be submitted by the cooperative to the national committee, as a rule within 3 months of the adoption of the approval decision.
Special purpose investment loan for cooperative housing
Conditions and amount of credit
(1) The special-purpose investment loan for cooperative housing construction (hereinafter referred to as "the loan") is granted by the Bank on condition that the financing of the construction is secured by its own funds (members' shares in the money, possibly in the value of the contracted personal or in-kind performance of the members of the cooperative) by means of an amount equal to at least 44% of the basic contribution granted pursuant to Article 4 (1) or (2) respectively.
(2) The minimum amount of the cooperative's own funds referred to in paragraph 1 shall not include funds intended to cover the above-standard equipment of flats which the cooperative is obliged to cover with its own funds (9) above that minimum amount.
(3) The Bank provides a loan up to the total cost of the construction of non-covered housing contributions pursuant to § 4 and § 5 and the cooperative's own funds under paragraphs 1 and 2. For this purpose, the total cost of construction shall include, in addition to the budgetary costs of the housing house, reduced by the cost of built-in non-residential equipment, as well as the cost of the project, of the engineering activities and of the pre-project preparation, unless it is provided free of charge pursuant to § 9 (d).
(4) The Bank may refuse the loan to the costs incurred by a non-economic solution or the implementation of construction or other excessive credit requirements.
(5) The loan shall be granted with a maturity of no more than 30 years at an interest rate of 1% on the costs of the average utility area of flats up to 85 m2; The Bank may grant a loan at an interest rate of 3% for the cost of the utility area above this average.
Provision and repayment of credit
(1) The Bank provides a loan at the request of the cooperative and other documents submitted by the cooperative pursuant to Article 15 (2). The application for a loan shall be submitted by the cooperative with a decision of the National Committee in accordance with Article 6 (2) so that the loan may be authorised before construction begins. At the same time, the cooperative shall transfer the members' shares, or part thereof, which is not contractually guaranteed by the personal or in-kind performance of its members to its investment source account with the bank. The loan agreement between the bank and the cooperative shall specify more detailed terms and conditions of the loan, the way in which it is drawn up and its return.
(2) The cost of construction is borne by the loan only after the own funds of the cooperative (s) have been exhausted and the contributions granted to the cooperative pursuant to Articles 4 and 5.
(3) The loan is repaid by the same half-yearly instalments including interest. The first half-yearly payment shall be payable no more than 2 years, for self-help construction no more than 3 years after the date of commencement of construction.
Other assistance for cooperative housing
Assistance to national committees
National Committee
(a) take the cooperative free of charge to permanent using10) the required building plot in a state eligible for construction (e.g. deforestation and construction);
(b) pay from the special-purpose state subsidy, as an investor, the costs of building the buildings of the basic technical equipment of residential construction, including the connection of the cooperative's housing to the public communications, electricity, water, sewage, gas, water, etc.;
(c) does not require any compensation from the cooperative for the withdrawal of agricultural land from agricultural production; 11)
(d) in the case of concentrated construction, provide pre-project preparation for the cooperative free of charge.
Assistance to state socialist organisations in the work carried out by the cooperative
(1) For works carried out in the construction of residential houses by a cooperative, state socialist organisations may, under the economic contract, leave to the cooperatives their machines, production facilities or means of transport necessary for the construction of flats or for the production of building materials and parts for such construction to replace the service wage, including the amount corresponding to the insurance sickness insurance (12) and the cost of fuel, energy, etc., unless the cooperative provides itself with service, fuel, energy, etc. In the case of motor vehicles, this refund shall include the relevant share of depreciation, even if the organisation is not obliged to write off the basic funds.
(2) Assistance to the cooperative referred to in paragraph 1 may be provided by state socialist organisations only in a way and to an extent that does not interfere with the performance of their planned tasks.
Construction of cooperative housing for stabilisation and recruitment of labour
One-off contribution by socialist organizations to building housing cooperatives
(1) The Socialist Organisation1) will provide the construction of cooperative flats designated by the State for the stabilisation and recruitment of the workforce (hereinafter referred to as "stabilising construction") to the building housing cooperative (hereinafter referred to as "cooperative") to cover the costs incurred by it in connection with the construction and management of such housing with a single allowance of 3000 KKS for each apartment intended for their workers. The obligation to pay this contribution arises on the date of the conclusion of the cooperation agreement for the allocation of cooperative housing intended to stabilise and recruit sil2) between the organisation and the cooperative.
(2) One-off contributions shall be paid by the State Economic and Foreign Trade Organisations in the context of the other use of profits, by the budget organisation within the approved budget, (3) by the contribution organisation from the operating allowance granted to them from the relevant budget.4)
(3) The one-off contributions referred to in paragraph 1 as well as the stabilisation contributions referred to in Article 12 (1) apply to the stabilising construction started after 1 January 1981.
Stabilisation contributions to the composition of member shares in cooperatives for socialist organisations
(1) The composition of the members' shares in cooperatives may be provided by selected socialist organisations (hereinafter referred to as "selected organisations') to their staff for the number of flats established in the framework of the stabilisation construction (hereinafter referred to as" the priority apartment ') of stabilisation contributions (hereinafter referred to as "the contribution'). The contributions may be made up to either a full (100%) minimum membership (Paragraph 7 (1)) or a 75% or 50% minimum membership share according to the organisation's or group of employees' priority level within it.
(2) The selection of organisations and the planned number of priority flats for these organisations shall be determined by their central authorities as part of the schedule of national plans. Those central authorities shall also establish priority groups of staff to whom contributions may be granted. The selection of organisations and priority groups of workers shall be made by the central authorities in agreement with the relevant trade unions.
(3) Up to a full minimum member share, the contributions to priority groups of workers may be made by selected organisations for the extraction of fuels, ores and non-ore raw materials underground (including construction, reconstruction and geological exploration).
(4) Up to 75% of the minimum Member State share, contributions to priority groups of workers may be made by selected coal mining organisations (including construction, reconstruction and geological exploration), the construction and operation of nuclear power stations, the construction and reconstruction of long-distance networks, 5) dangerous production, 6) essential operational activities in rail transport, 7) organisations providing construction by the Government of the Czechoslovak Socialist Republic of the named buildings (from mandatory), 8) as well as other structures in Prague, Bratislava and the districts of Ústí nad Labem, Teplice, Most, Chomutov and Česká Lípa (hereinafter referred to as "North Bohemia Industrial Agglomeration ').
(5) Up to 50% of the minimum membership share, contributions may be granted to priority groups of workers:
(a) selected organisations for the extraction of bituminous and natural gas (including construction and geological exploration), for the construction of underground gas storage tanks, for the treatment of coal, for the production of cement and lime, for selected organisations with hot operations in coking plants, gas plants, for the production of calcium carbide and for metallurgy, including engineering metallurgy and glass metallurgy (furnaces, hot rolling mills, foundries, heavy forging mills with heating at the latest by the end of 1985), as well as selected organisations for the production provided for by the national target programmes, provided that the exchange of workers is achieved at least 1,5 or is demonstrated by a specific mandatory programme to be achieved by the end of 1985;
(b) selected organisations with highly efficient export production9) engineering, woodworking, light, medical and pharmaceutical industries and organisations ensuring the construction of other important, government of the Czechoslovak Socialist Republic, namely designated buildings (from mandatory),
(c) agricultural organisations only to bovine nurseries;
d) in Prague, Bratislava, North Bohemian industrial conurbation and in places with significantly difficult working and living conditions established by the governments of the Republics
- organisation of public automotive, urban public transport and water transport of coal,
- other selected organisations with particularly difficult conditions for the security of the workforce. 10)
(6) Where a priority apartment is allocated to a worker not included in the priority group of workers, the selected organisation may grant it only up to 50% of the upper limit established for the priority group.
(7) The contributions may be granted by the selected organisations, after prior agreement of the racing committee ROH11), only to workers who have not yet received non-refundable financial assistance for the composition of a member's share of the flat in cooperative construction or for the acquisition or modernisation of the family house (privately owned apartment), or returned such assistance.
(8) The contributions are provided by selected organisations, provided that the worker undertakes to remain in their employment at all times and uses the cooperative flat as a member of the cooperative
(a) for a period of 15 years, if the contribution has been granted in accordance with paragraph 3;
(b) for a period of 12 years if the contribution has been granted in accordance with paragraph 4;
(c) for a period of 10 years, where the allowance has been granted in accordance with paragraph 5 or paragraph 6, as well as with paragraph 3 or paragraph 4, but only to a worker who, for health reasons, cannot work in a given profession for more than 10 years.
The period of the stabilisation commitment shall be calculated from the date on which the stabilisation contribution contract was concluded.
(9) If the worker of the selected organisation to whom the contribution has been granted releases a priority flat from the stabilising construction and his right to use the latter ceases to exist, that organisation may grant a full amount, or 75% or 50% of the residual value of the minimum member share, to the next member of the priority group to which the cooperative may, on request, grant the latter. Similarly, selected organisations may proceed when their worker (or former worker) releases a cooperative apartment, the construction of which started before 1 January 1981, provided that, according to the regulations in force at the time of construction, 12 of which could be used for the composition of a member's holding, a stabilisation loan could be granted. In this case, a priority group worker may be granted a contribution to the amount corresponding to the residual value (or a percentage of the specified part) of the minimum member share calculated in accordance with the rules in force at the time the construction of the cooperative housing begins.
(10) The allowance shall be granted by the selected organisation on condition that the worker undertakes to return it in the contract if he fails to comply with one of the conditions under which the allowance was granted. The organisation shall monitor compliance with the terms of the contract and, in the event of a breach, require reimbursement of the contribution. The refund shall be made by the organisation to the special account of the Ministry of Finance [paragraph 13 (a)].
(11) Prior to the termination of the contractual period of the stabilisation obligation, the refund of the allowance shall not be required if the worker has died or become wholly disabled as a result of an accident at work or occupational disease. In other reflective social cases, the organisation may waive the refund of the contribution in agreement with the ROH Racing Committee and only with the agreement of the directly superior body.
(12) In the event that the worker is transferred to another organisation as a result of organisational changes, no refund shall be required if, in addition to the contract, the worker undertakes to fulfil the outstanding period of the stabilisation commitment with the organisation to which he has transferred; if the worker moves to another organisation for reasons of public interest, it may be treated mutatis mutandis with the agreement of the competent central authority of the superior organisation which provided the contribution.
(13) When paying the contributions, the selected organisations shall:
(a) the economic and contributory organisations shall provide a stabilising contribution to the composition of a member's share for their workers in favour of the cooperative's account by means of a recovery order from their turnover account. At the same time as the voucher, they shall draw the same amount from the special account of the Ministry of Finance concerned by the recovery order; 13)
(b) the budgetary organisation shall draw the stabilisation contribution to the composition of the membership of its staff at the level specified by the recovery order from the special account of the competent Ministry of Finance referred to in point (a) for the benefit of its external funds account (depositary) and shall at the same time refer the same amount to the external funds account in favour of the cooperative account.
Backup of membership shares
(1) In stabilising construction intended for recruitment workers who are not yet known before the construction of the housing house, they shall deposit their shares in the cooperative for these workers.
(a) organisations which create a building fund from the resources of that fund;
(b) organisations which do not form a building fund from non-investment funds no later than 30 days before the planned construction start.
(2) In the event of a lack of funds to finance investments, the bank may grant a bridging investment loan to the organisation that creates the construction fund.
(3) The cooperative shall be obliged to return the advance payment on the membership shares to the organisation no later than one month from the date on which the staff of the designated organisation paid up the membership shares.
Loans from state savings banks
(1) A loan with a maturity of up to 10 years at an interest rate of 2,7% may be granted to a member of the cooperative on the composition of a member's share of the cooperative's flat.
(2) Under the conditions set out in paragraph 1, the State savings bank may also grant a loan to cover liabilities arising from contracts under § 12.
Bank control
(1) The Bank carries out the financing of cooperative housing and carries out a random economic control of the construction and management of the cooperative. 15)
(2) The cooperative submits financing documents to the Bank, 16) or any other supporting documents requested by the Bank.
INDIVIDUAL BUILDING
Contributions
Conditions for granting contributions
The contribution to individual housing construction (§ 2 (2)) under this decree can only be granted to the builder under the conditions that:
(a) the construction was properly authorised and carried out in accordance with the concept of long-term development of the settlement, 17)
(b) the construction meets the conditions laid down in the technical regulations and a separate apartment will be furnished for at least 3 persons, 1)
(c) a housekeeping decision has not yet been issued for the construction; and
(d) the builder has not yet received non-refundable financial assistance for the acquisition of a flat in cooperative or individual construction14) or returned this aid.
Stabilisation contributions to socialist workers
(1) Workers of socialist organisation18) (hereinafter referred to as "the organisation") may be granted a contribution of up to 25 000 CZK for individual housing construction in order to stabilise. In the cases referred to in § 2 (2) (b) and (c), up to 15 000 Kčs may be granted.
(2) The contribution referred to in paragraph 1 may be increased:
(a) up to 10 000 CZK, if it is a worker of an agricultural, forestry and water management organisation, fuel and energy, mining, metallurgy, engineering, construction, transport, chemistry, consumer industry or teachers and educators of schools and school establishments in rural municipalities; the central authorities of those sectors may differentiate this increase by organisation and, where appropriate, by profession of workers;
(b) up to 10 000 CZK, where construction is carried out in the form of group houses satisfying the technical conditions laid down by the Ministry of Construction and Technology, 19) or in the form of an apartment for personal ownership;
c) up to 20 000 CZK, if construction is carried out in areas (places) determined by the governments of the Czech Socialist Republic and the Slovak Socialist Republic.
The increases referred to in points (a) to (c) may be added when the conditions laid down are met.
(3) The condition for granting the contribution referred to in paragraphs 1 and 2 shall be that the worker undertakes in the contract (Paragraph 18 (1)):
(a) carry out the construction in accordance with the applicable building permit and work continuously in the organisation 10 years after the conclusion of the contract. Workers who, in view of the age limit laid down for their entitlement to an old-age pension, are not eligible for this stabilisation obligation may be granted a contribution under those conditions if they undertake to work continuously within the organisation for at least 5 years after the conclusion of the contract,
(b) the house (flat) for a period of 10 years from the conclusion of the contract not to be transferred to another person and used for permanent residence; and
(c) the construction is carried out at the place of work or at a place from which the daily commute to work by mass means of transport does not last more than 1 hour. This condition can be waived only for those categories of workers who, due to the nature of their work, do not have a permanent place of work. The category of such staff shall be defined by the superior central authority.
(4) Where several building builders jointly implement the construction of a family house with several apartments, the contribution referred to in paragraphs 1 and 2 may be granted to each of them; the number of contributions shall not exceed the number of flats built. Only 1 contribution may be granted to spouses.
Contract granting a stabilisation contribution
(1) The grant referred to in Article 17 shall be granted on the basis of a written contract concluded by the organisation with its worker - the builder in agreement with the ROH racing committee and the district national committee responsible for the construction site. The contract form shall be issued to the builder by the branch of the state savings bank.
(2) The contract shall be signed by its statutory authority or by its representative. 20) The contract shall be submitted by the organisation to the district national committee referred to in paragraph 1, which shall confirm it and send it to the State Savings Bank responsible for the place of construction (hereinafter referred to as "the relevant State Savings Bank '); if the contract does not comply with the agreement (paragraph 1), the national committee shall return the contract to the organisation.
(3) The organisation shall undertake in the worker's contract to repay the stabilising allowance in the event that the worker fails to comply with one of the conditions in the contract agreed. The organisation shall monitor compliance with the terms of the contract and, in the event of breach, request the refund of the contribution without delay. The refund shall be made by the organisation to the state budget via the state savings bank.
(4) Reimbursement of the organisation's contribution shall not be required if the worker has died or become wholly disabled as a result of an accident at work or occupational disease. In other lucrative social cases, in agreement with the ROH Racing Committee and the District National Committee responsible for the place of construction may be waived only with the agreement of the directly superior body.
(5) In the event that the worker transfers to another organisation as a result of the reorganisation, no refund shall be required if the worker undertakes to fulfil the outstanding period of the stabilisation commitment with the organisation to which he has transferred to the contract in addition to the contract; where a worker enters another organisation for reasons of public interest, it may be treated by analogy with the agreement of the competent central authority and the district national committee referred to in paragraph 1.
Contributions to other citizens
(1) Citizens engaged in a profession in which they do not enter into a regular employment relationship or a similar employment relationship, workers who, by reason of their age, do not fulfil the conditions for conclusion of a contract under Article 17 with a stabilising obligation not for five years and pensioners may be granted a contribution of the amount provided for in Article 17 (1) and (2) (b) and (c) on the basis of a contract concluded with them by the district national committee responsible for the place of construction. The contract form shall be issued to the builder by the branch of the state savings bank. The contract shall be sent by the District National Committee to the relevant State Savings Bank. The condition is that a citizen
(a) the construction is carried out in accordance with a valid building permit; and
(b) it shall not transfer the house (apartment) to another person within 5 years of the decision to grant approval and shall use it for permanent residence for that period.
(2) Paragraph 18 (3) applies mutatis mutandis.
(3) In lucrative social cases, the refund may be waived only with the agreement of the Regional National Committee.
(4) Where several building builders jointly implement the construction of a family house with several flats, the contribution referred to in paragraph 1 may be granted to each of them; the number of contributions shall not exceed the number of flats built. Only 1 contribution may be granted to spouses.
Reimbursement and use of construction allowance
(1) Under the contract concluded and submitted pursuant to § 18 or 19, the respective State savings bank will pay a contribution to the non-interest-free account of the builder.
(2) The sums paid for the interest-free accounts of the builders will be settled by the state savings bank with the relevant Ministry of Finance for special-purpose state subsidies.
(3) The funds in the interest-free account can only be used by the builder to cover the costs associated with the construction. The State Savings Bank shall proceed with the mobilisation of these funds in a similar manner to the payments it provides from housing loans.
(4) If, after the approval decision has been issued, part of the funds in the non-interest-free account of the builder remains unused, it can only be used to cover the loan granted by the State Savings Bank (§ 21).
Loans from state savings banks
(1) The State Savings Bank may provide construction companies with a loan for individual housing construction up to a maximum of 200 000 Kcs when building a family house with multiple flats up to a maximum of 250 000 Kcs. The amount of the loans will be agreed by the state savings bank with the builders individually with regard to the financial security of construction and the principles of return. If more than one builder is involved in the construction, the sum of the loans granted may not exceed those upper limits.
(2) The maturity of the loan is fixed at a maximum of 30 years after the issue of the building permit. The interest rate on the loan is 2,7%. For the construction of group houses, meeting the technical conditions laid down by the Ministry of Construction and Technology, 19) or for the construction of an apartment for personal ownership, the interest rate shall be 1%.
Other construction aid
(1) For the group construction of family houses satisfying the technical conditions laid down by the ministries of construction and technicy19), the national committee of builders shall establish the right of personal use for the land up to an area of 400 m2 per house free of charge. The right of personal use shall also be established free of charge by the national committee on the land intended for the construction of a privately owned residential building.
(2) If the national committee assigns the builder land included in the list of selected parcels for the construction of family houses, 21) the builder does not require any compensation for the withdrawal of agricultural land from agricultural production.
(3) In the case of individual housing construction carried out by self-help, state socialist organisations may lend to their workers for their own construction of machinery, production facilities or means of transport by analogy in accordance with Section 10.
(4) Other assistance under paragraphs 1 to 3 may be granted only if the conditions set out in paragraphs 16 (a) to (c) are met.
(5) The costs associated with the establishment of access communications to the land (including the pavement) and the extension of the facilities for the public distribution of electricity, including water, gas, sewage and heat, shall be borne by the national committee on the basis of the special-purpose State subsidy.
Construction Construction Construction Association
If citizens - construction workers for family houses, they are covered by the aid to the extent provided for in this decree for individual housing. The construction contributions provided for in Sections 17 and 19 and the State Savings Bank loans provided for in Section 21 may be transferred to an interest-free account of the cooperative for the construction of family houses at the State Savings Bank. Paragraph 20 (3) and (4) shall apply mutatis mutandis to the use of these funds; the mobilisation of funds may be linked to the prior use of the cooperative's own funds.
PROVISIONS COMMON AND FINAL
Special purpose investment loan for larger repairs and construction of cooperative housing
(1) If a cooperative which still pays back a loan granted under Paragraph 7 or, where appropriate, a similar loan granted under the former rules, does not have sufficient own funds to make the necessary material and capacity-guaranteed larger repairs and construction modifications to cooperative housing, the bank may grant it a special-purpose investment loan at an interest rate of 1% and with a maturity of no more than 10 years.
(2) The loan is repaid by the same half-yearly instalments including interest. The first half-yearly payment shall be due no later than the end of the half-year following the date of the planned completion of the event.
Other loans from state savings banks
For more costly repairs, exchanges of structures and construction arrangements, in particular the modernisation of private-owned family houses and residential houses, and the reimbursement of obligations arising from contracts under Sections 18 and 19, the State Savings Bank may grant a loan at an interest rate of 2,7% and with a maturity of up to 10 years, unless a longer period is agreed in justified cases.
Exceptions
(1) Exceptions to the provisions of § 17 (1), § 18 (3), § 19 (1) and (2) and § 27 (3) may be granted on a case-by-case basis on a proposal from the Central Authority or the Regional National Committee (National Committee of the City of Prague, the National Committee of the Slovak Socialist Republic of Bratislava). Exemptions from these provisions are permitted by the Federal Ministry of Finance for organisations managed by the Federation authorities, for organisations managed by the authorities of the Republic of the Republic of the Republic. If it is a state economic organisation, with the exception of organisations managed by national committees, the Ministry of Finance of the Republic shall proceed in agreement with the Federal Ministry of Finance.
(2) Exceptions or derogations from § 12 (3) to (5) may be authorised by the Federal Ministry of Finance for organisations managed by the Federation bodies, on a proposal from their superior central authority. For organisations managed by the authorities of the Republics, on the proposal of their superior central authority (Regional National Committee, National Committee of the City of Prague, National Committee of the Slovak Socialist Republic of Bratislava), the Ministry of Finance of the Republic concerned may authorise an exemption from these provisions; in the absence of organisations managed by national committees, it shall proceed in agreement with the Federal Ministry of Finance.
(3) At the request of the housing cooperative, the Czechoslovak State Bank may allow exemptions from the provisions of Sections 8, 15 (2) and 24 (2).
Transitional provisions
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Regulation Information
| Citation | Decree of the Federal Ministry of Finance, Ministry of Finance of the Czech Socialist Republic, Ministry of Finance of the Slovak Socialist Republic and President of the State Bank of Czechoslovak No. 160 / 1976 Coll., on financial and credit assistance of cooperative and individual housing construction |
|---|---|
| Regulation Type | - |
| Author | - |
| Collection | Code of Laws |
| Date of Promulgation | 23.12.1976 |
|---|---|
| Effective from | 01.01.1977 |
| Effective until | - |
| Status | Valid |
The regulation text is for informational purposes only.
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